An Independent Community Bank serving Greenwood Village & the Metro Denver area

Business Banking Solutions

Lending Solutions

First American State Bank provides lending clients with personal attention, passionate focus, and sound banking discipline.

Personal Banking Solutions

First American State Bank provides a full range of financial products enhanced by personal attention and exceptional service.


We pride ourselves on service and tailored solutions to meet our customers’ needs. See what they have to say about us.


Business Banking

Providing superior commercial banking products and client service is at the core of First American State Bank.  A full range of depository and cash management products are available and specifically tailored to each unique circumstance.

To learn about our strategic solutions for businesses please scroll down.

Focused on delivering superior service and products

Strategic Solutions

First American State Bank specializes in strategic solutions tailored to address complex small to medium size business’ or personal and consumer concerns.  We pride ourselves on understanding the more complete individual including personal and business aspects of their lives, and we deliver a superior solution.  Banking and financial solutions are focused on three service areas: business, high net-worth individuals, and professionals.

Business Solutions

First American State Bank recognizes that each company is different and offers a broad array of banking and financial packages that can be tailored to address clients’ specific business needs, including the offerings listed below:

A machine placed at your location captures the necessary deposit information and then transmits this information via a highly secure encrypted Internet connection.  Remote Deposit Capture is ideal if your business processes large volumes of transactions because it extends the banking day and cuts courier expenses or trips to the bank.  In addition, added layers of security assure high levels of protection and electronic storage reduces time and paper.

Online Banking at First American State Bank makes banking more convenient and provides 24/7 access to personal and business accounts.  Backed by best-in-class personal service by First American’s bankers, online banking dramatically reduces or even eliminates the time-consuming, paper-based aspects of traditional banking. Click here to access Online Banking.

FASB Mobile App lets you deposit a check anywhere and anytime you want using FASB Mobile Deposit. Call (303) 694-6464 or email to learn more about our FASB Mobile App.

iPay Bill Pay™ solution is a turnkey online bill pay solution that offers convenient payments to vendors with scheduled, recurring payments, rush payment, donation and gift check options, and proof of payments are available. iPay™ also offers the convenience of person-to-person payment via email, text, direct deposits (electronic) or check.

All members of the Federal Deposit Insurance Corporation (FDIC) insure your deposits up to $250,000.  Any individual checking, saving, or CD account can have up to $250,000 in deposits and still be protected by FDIC insurance.  We take the time to help each customer understand and implement the right account structure for their needs.

A Money Market account is essentially a hybrid between a checking and savings account that earns you a competitive rate of interest and allows a limited number of withdrawals each month. Call (303) 694-6464 or email to learn more about our Money Market Accounts.

A savings account is an interest-bearing deposit account held at the Bank with limitations on third party transfers. Call (303) 694-6464 or email to learn more about our Savings Accounts.

First American State Bank offers sweep accounts with low account-balance minimums.  Sweep accounts are useful tools for managing steady cash flows between accounts used to pay business expenses and investment accounts.  Once qualified, a peg balance eliminates the need for customers to monitor their accounts and insures “sufficient” funds.  This product improves efficiency and high level money management capabilities.

Like a credit card, a debit card is a payment card that lets you make secure and easy purchases online and in person. Unlike a credit card, a debit card draws directly from your checking account and you can use it to access your cash at any ATM. Our debit cards offer MobiMoney™ protection at no charge. MobiMoney™ gives you unprecedented control over how, when, and where your debit card is used. You have the capability to turn your card on/off, get notified whenever your card is used to make purchases, only allow transactions within locations you choose, and set spending limits on your cards are just a few of the security features you can choose from.

To help protect your accounts and services, First American State Bank uses an advanced proprietary software program that overlays transactional banking activities.  This fraud detection service helps detect duplicate or out of sequence checks and multiple daily transitions.

Taking control of your financial position and maximizing funds for investment are essential.  First American State Bank designs cash management and treasury service packages that are customizable to each business. Automated Clearing House (ACH) services help your company automate payroll processing, reduce administration expenses, and make remittances easier. Our ACH solution offers an upload from other vendors or as a standalone.

Positive Pay will alert you to discrepancies between checks you have issued and the checks presented for payment so you can decide whether to pay or return.

If you rely on wire transfer payments, secure and efficient wire transfers offer your company added financial stability and effectiveness. First American State Bank offers electronic notification of incoming wires and confirmation on outgoing wires at no cost to you. We have dedicated business professionals that can walk you through every area of the process.

With access to the latest feature-rich, user-friendly software programs like QuickBooks™ you can conveniently interface directly with your accounts to make business transactions.  Functions include paying bills directly online and transferring money between accounts.  Transactions can also be electronically downloaded to registers and account reconciliation is automatic.  State-of-the-art encryption technology and multifactor authentication guarantees the safety and confidentiality of every transaction.

For additional information on any of our banking or lending services you may call us at (303) 694-6464 or click here to send us an email.

Professional Consumer Solutions

First American State Bank puts the person back into its consumer solutions by making available a variety of personal checking, saving, loan, and investment products/services to help customers achieve their financial goals.


“The safety and security of my financial resources are very important to me – First American State Bank provides that.”

“Best of Class Service. It’s what I provide to my clients and I get from my bank.”

“First American State Bank approaches their customers the same way we approach our causes, with dedication and devotion.”

“Our company prides itself on a caring attitude and friendly service. Our style is to have real dialogue about real issues.  First American State Bank’s service is parallel to our customer service approach in every way.  Each member of the bank knows you by name.  They return your phone calls promptly.  They are deal-makers who are easy to deal with.”

“I’m writing to compliment you and the rest of your staff  on the high level of service and care you provided me in working with First American State Bank over the past several weeks.  After my father passed, I worked with several different banks around town to settle and close out various accounts and FASB was by far the easiest to work with.  You and your staff truly went above and beyond.

Every interaction I have had with your bank has been top of the line and I would be happy to recommend FASB to anyone.  Thank you again for the attention to detail and care you take with your clients, big and small.”

Want to know more? Please contact us.

A proud member of the community since 1995.

FASBank News

Greenwood Village Community Bank