Strategic Solutions

Focused on delivering superior service and products

First American State Bank specializes in strategic solutions tailored to address complex small to medium size business’ or personal and consumer concerns. We pride ourselves on understanding the more complete individual including personal and business aspects of their lives, and we deliver a superior solution. Banking and financial solutions are focused on three service areas: business, high net-worth individuals, and professionals.

20 + Years

Serving Greenwood Village & DTC

$250,000

FDIC Insured Deposits

24/7

Online Banking

1 Goal

Providing Superior products and service

Business Solutions

First American State Bank recognizes that each company is different and offers a broad array of banking and financial packages that can be tailored to address clients’ specific business needs include the offerings listed below.

For additional information on any of our banking or lending services you may call us at (303) 694-6464 or click here to send us an email.

Remote Deposit Capture

A machine placed at your location captures the necessary deposit information and then transmits this information via a highly secure encrypted Internet connection. Remote Deposit Capture is ideal if your business processes large volumes of transactions because it extends the banking day and cuts courier expenses or trips to the bank. In addition, added layers of security assure high levels of protection and electronic storage reduces time and paper.

Online Banking

Online Banking at First American State Bank makes banking more convenient and provides 24/7 access to personal and business accounts. Backed by best-in-class personal service by First American’s bankers, online banking dramatically reduces or even eliminates the time-consuming, paper-based aspects of traditional banking. Click here to access Online Banking.

Insured Deposits

All members of the Federal Deposit Insurance Corporation (FDIC) insure your deposits up to $250,000. However, First American State Bank also works closely with customers to ensure that total deposits above $250,000 are insured. Any individual checking, saving, or CD account can have up to $250,000 in deposits and still be protected by FDIC insurance. We take the time to help each customer understand and implement the right account structure for their needs.

Sweep Accounts

First American State Bank offers sweep accounts without any fees and with low account-balance minimums. Sweep accounts are useful tools for managing steady cash flows between accounts used to pay business expenses and investment accounts. Once qualified, a peg balance eliminates the need for customers to monitor their accounts and insures “sufficient” funds. This product improves efficiency and high level money management capabilities.

Debit Cards

Call (303) 694-6464 or email info@fasbank.com to learn more about our Debit Cards.

Money Market Accounts

Call (303) 694-6464 or email info@fasbank.com to learn more about our Money Market Accounts.

Savings Accounts

Call (303) 694-6464 or email info@fasbank.com to learn more about our Savings Accounts.

Fraud Protection

To help protect your accounts and services, First American State Bank has deployed a top-notch proprietary software program that overlays all the transactional banking activities. With today’s sophisticated technology, banking fraud is no longer limited to check fraud. Electronic transactions can also put your accounts at risk. Our custom protection technology follows the activity of your accounts and offers a heightened awareness of abnormal or inconsistent activity. If there are inconsistencies on any account, the program alerts bank personnel so they can contact you for review and clarification. This high-level enhanced protection platform protects the integrity of all banking processes affecting your finances.

Cash Management & Treasury Services

Taking control of your financial position and maximizing funds for investment are essential. First American State Bank designs cash management and treasury service packages. Automated Clearing House (ACH) services help your company automate payroll processing, reduce administration expenses, and make remittances easier. If you rely on wire transfer payments, secure and efficient wire transfers offer your company added financial stability and effectiveness. Positive Pay will alert you to discrepancies between your files and the checks presented as payments so that you can decide whether to pay or return the items.

Quicken & Quickbooks

With access to the latest feature-rich, user-friendly software programs like Quicken/QuickBooks you can conveniently interface directly with your accounts to make business transactions. Functions include paying bills directly online and transferring money between accounts. Transactions can also be electronically downloaded to registers and account reconciliation is automatic. State-of-the-art encryption technology and multifactor authentication guarantees the safety and confidentiality of every transaction.

High Net-Worth Solutions

High-value investments are often more complex and command an especially high level of attention to detail. First American State Bank has been serving customers with complex banking needs since 1995 and even with today’s technological advances it’s our employees that still make the difference. Our solutions complement your assets’ security and investment diversity with the convenience of online services and an unparalleled level of personal service.

Professional Consumer Solutions

First American State Bank puts the person back into its consumer solutions by making available a variety of personal checking, saving, loan, and investment products/services to help customers achieve their financial goals.

Testimonials

“The safety and security of my financial resources are very important to me – First American State Bank provides that.”

Fred VierraBusiness Banking Customer

“Best of Class Service. It’s what I provide to my clients and I get from my bank.”

Edie MarksKentwood Company

“First American State Bank approaches their customers the same way we approach our causes, with dedication and devotion.”

Bob and Judi NewmanBusiness Banking Customers

“Our company prides itself on a caring attitude and friendly service. Our style is to have real dialogue about real issues. First American State Bank’s service is parallel to our customer service approach in every way. Each member of the bank knows you by name. They return your phone calls promptly. They are deal-makers who are easy to deal with.”

Dan Predovich, CPA, CEF & OwnerPredovich & Company

Want to know more? Please contact us.

A proud member of the community since 1995.

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