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Insured Deposit & Fraud Protection
The Federal Deposit Insurance Corporation (FDIC) insures your deposits up to $250,000. To obtain maximum insurance coverage for your liquid assets above $250,000...First American State Bank takes pride in working with our customers and clients to help find solutions that meet individual needs and preferences.
All members of the Federal Deposit Insurance Corporation (FDIC) insure your deposits up to $250,000. But First American State Bank also works closely with customers to ensure that total deposits above $250,000 are insured. Any individual checking, saving or CD account can have up to $250,000 in deposits and still be protected by FDIC insurance, and we take the time to help each customer understand and implement the right account structure for their needs.
With today’s sophisticated technology, banking fraud is no longer limited to check fraud. Electronic transactions are also at risk. To help you protect your money First American State Bank has deployed a top-notch proprietary software program that learns individual transactional account acitivity. This high-level enhanced protection platform helps us to reduce the risk of unusual activity and helps to raise the integrity of banking processes affecting your finances.