Stephen Lewis has joined First American State Bank as a wire transfer specialist, according to Michelle Gruber, vice president. Lewis brings more than a decade of experience in financial transactions, customer service, dispute resolution and more.

“Stephen has a wealth of experience that meshes perfectly with the needs of our team,” said Gruber. “We welcome him to First American State Bank and look forward to his valued contributions to our wire transfers group.”

Lewis comes to FASB from Bellco Credit Union where he served as a member services advisor providing member guidance regarding the organization’s banking products and maintained strict adherence to regulatory compliance guidelines. He previously held customer relations positions with Mil-Spec Liner and Truck Accessories and Fiserv. He also is a certified notary public.

 First American State Bank is a locally owned and operated community bank located in Greenwood Village, Colo. Known for its first-class customer service, the bank offers products and services for individuals and businesses alike online or in-person. More information is at FASBank.com.

Rebecca Ehlen has joined First American State Bank as a teller in its Greenwood Village location. Ehlen has a varied background in banking, finance and insurance and brings nearly 20 years of experience servicing high net-worth clientele to her new role.

“Rebecca has a proven track record of results-oriented work in a team-centered environment,” said Michelle Gruber, vice president of First American State Bank. “We are excited to have her join us and help us continue our tradition of offering first-class service and banking to our valued customers.”

Ehlen has worked in Wealth Management as a trust associate in Colorado, Illinois, and Arizona. She most recently was with Alpine Bank in Grand Junction where she served as a client support specialist in its wealth management department. Additionally, she has significant experience with customer support including roles with Design Health and Preeo Silverman Green and Egle. She also is a certified notary public.

First American State Bank is a locally owned and operated community bank located in Greenwood Village, Colo. Known for its first-class customer service, the bank offers products and services for individuals and businesses alike online or in-person. More information is at FASBank.com.

Securing a commercial real estate loan can be complex, but being well-prepared can significantly improve your chances of getting a favorable outcome. First American State Bank lenders pride themselves on their knowledge of commercial real estate loans and pertinent market factors. By sharing our knowledge of the local market and through extensive lending experience, we are often able to enhance the performance of real estate investments. Simply funding a transaction is not our objective; we strive to be a true credit partner and treasury management advisor.

Why might you want to consider purchasing real estate for your business to occupy? Real estate often weathers market fluctuations better than most other investments and it generally will appreciate over time. Owning your space means you have more control over use, improvements and design. Not to mention you may have the opportunity to lease part of the space to another tenant and generate income. Owner occupants also create an alternate strategy over the cycle of business ownership wherein they may sell the business at some point but are able to retain the real estate as a source of passive income going forward.

Where to begin? You want to start with a solid business plan that demonstrates how the property will generate income or benefit you as a business owner. Be realistic regarding both the expected income and expenses for the property. You need to ensure your credit is in good standing and take steps to address any issues before applying for a loan. Then, you’ll want to consider what terms, loan type and interest rates best meet your needs. Finally, you’ll want to be sure that the banking partner you select is working in your best interest and is able to provide sound advice and counsel.  A business relationship is successful when both parties benefit.

Have more questions? Our highly experienced lenders have extensive knowledge of commercial real estate loans and pertinent market factors. Partnering with us means you’ll have all that plus direct access to decision makers meaning the entire process is streamlined and efficient.

First American State Bank
www.fasbank.com
www.firstamericanstatebank.com/lending/
303-694-6464
8390 E. Crescent Parkway, Suite 100
Greenwood Village Co, 80111

Jimie Heiser has joined First American State Bank as to serve on the bookkeeping and cash management team. She brings more than 20 years of results-driven experience in banking and financial operations, customer service, budget management, cost reduction and more.

“Having a seasoned financial professional like Jimie join us is just another example of the experience and knowledge our staff has,” said Michelle Gruber, vice president of First American State Bank. “We are happy to have her on our talented banking team.”

Heiser brings an ability to manage multiple tasks in a fast-paced, deadline driven environment. Throughout her career, her collaborative leadership style has focused on developing high performing teams and delivering exceptional customer service. She comes to First American State Bank from Computershare where she held several positions with increasing responsibility. She also has worked for various well-known organizations including Wells Fargo and the Federal Reserve 10th District.

First American State Bank is a locally owned and operated community bank located in Greenwood Village, Colo. Known for its first-class customer service, the bank offers products and services for individuals and businesses alike online or in-person. More information is at FASBank.com.