Having a relationship with a community bank has its advantages. Unlike those big regional or national outfits, we take the time to get to know you, your banking preferences and your financial goals. Our customers are known by name, and they know there is no chat-bot on the other end of the conversation. They appreciate our willingness to help them with money management. They value having access to credit as needed. They rest easy knowing they can deposit their money safely and securely. And most of all, they appreciate the attention and personal service that we offer when they have a question or a problem to solve.

We know it is important to have a partner who cares about your financial wellbeing. You may only need quick access to the ATM today, but in the future, you may need a mortgage, a loan for a car or a home equity line of credit. We are here to guide you through the process and help you make the financial decisions that meet your specific needs.

The right banking partner can be life changing. Come experience what first American State Bank has to offer that the other guys don’t.

Send and Receive Money with Zelle®

Download the profile sheet to gather information we will need to open an account.

Direct Access to Decision Makers:

Brad Leal, Senior Vice President, Treasury Management and Operations
303-694-6464 ext. 309

Please contact us at for more information.


FASB Mobile App

FASB Mobile App lets you deposit a check anywhere and anytime you want using FASB Mobile Deposit.

Call (303) 694-6464 or email to learn more about our FASB Mobile App.

Download the secure FASB mobile app for your device.

Online Banking

Online Banking at First American State Bank makes banking more convenient and provides 24/7 access to personal and business accounts. Backed by best-in-class personal service by First American’s bankers, online banking dramatically reduces or even eliminates the time-consuming, paper-based aspects of traditional banking.

Click Here to enroll in online banking

iPay Bill Pay

iPay Bill Pay™ solution is a turnkey online bill pay solution that offers convenient payments to vendors with scheduled, recurring payments, rush payment, donation and gift check options, and proof of payments are available. iPay™ also offers the convenience of person-to-person payment via email, text, direct deposits (electronic) or check.

Click Here to enroll in online banking

Wire Transfers

If you rely on wire transfer payments, secure and efficient wire transfers offer your company added financial stability and effectiveness. First American State Bank offers electronic notification of incoming wires and confirmation on outgoing wires at no cost to you. We have dedicated business and banking professionals that can walk you through every area of the process.

Fraud Protection

To help protect your accounts and services, First American State Bank uses an advanced proprietary software program that overlays transactional banking activities. This fraud detection service helps detect duplicate or out of sequence checks and multiple daily transitions.


With access to the latest feature-rich, user-friendly accounting software programs like Quicken® you can conveniently interface directly with your accounts to make business transactions. Functions include paying bills online directly and transferring money between accounts. Transactions can also be electronically downloaded to registers and account reconciliation is automatic. State-of-the-art encryption technology and multi-factor authentication guarantees the safety and confidentiality of every transaction. Click here for more information on Quicken®.

Insured Deposits

As a member of the Federal Deposit Insurance Corporation (FDIC) we provide FDIC-insured deposits up to $250,000 per depositor, for each account ownership category. We take the time to help each customer understand and implement the right account structure for their needs.

ICS – provided by IntraFi
With IntraFi Cash Service (ICS) ®, also known as Insured Cash Sweeps, you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship. Rest assured knowing that your funds have FDIC insurance protection in amounts well into the millions, all backed by the full faith and credit of the federal government on your fully liquid operating account.

 CDARS – provided by IntraFi
With the Certificate of Deposit Account Registry Service (CDARS) service, you can access multi-million-dollar FDIC protection on deposits placed into CDs through First American State Bank.

FICA | for Banks – provided by StoneCastle Partners
FICA®| For Banks is a liquid, FDIC-insured deposit account for up to $25 million in cash balances. As a FICA®| For Banks account holder, your funds will be placed into a network of well-capitalized, FDIC-insured financial institutions in increments of less than $250,000 so that both the principal and interest receive complete FDIC-protection. To learn more, Call (303) 694-6464 or email

Savings Accounts

A savings account is an interest-bearing deposit account held at the bank with limitations on third party transfers.

Call (303) 694-6464 or email to learn more about our Savings Accounts.

Money Market Accounts

A Money Market account is essentially a high-yield savings account that is a hybrid between a checking and savings account that earns you a competitive rate of interest and allows a limited number of withdrawals each month. Call (303) 694-6464 or email to learn more about our Money Market Accounts.

Time Deposits

A time deposit, best known as a certificate of deposit (CD), is an interest-bearing bank account that has a pre-set date of maturity. Time deposits generally pay a slightly higher rate of interest than a regular savings account.

Debit Cards

Like a credit card, a debit card is a payment card that lets you make secure and easy purchases online and in person. Unlike a credit card, a debit card draws directly from your checking account and you can use it to access your cash at any ATM.

You have the capability to turn your card on/off on the FASB Mobile app or online banking.

Call (303) 694-6464 or email to learn more about our Debit Cards.

Personal Line of Credit

An Overdraft Protection line can help ensure that all your payment items are honored, helping avoid the embarrassment and cost of a returned check or declined debit card transaction. To learn more, Call (303) 694-6464 or email


High Net-Worth Solutions:

More complex investments require additional professional attention. That’s why our experience and personal service are especially important. Appropriate choice of investments and your security are foremost in our effort on your behalf.

Call (303) 694-6464 or email to talk with your personal banker

High net-worth individual