Greenwood Village, Colo., (Oct 7, 2025) — First American State Bank announced that Colette Ruff has joined the bank as chief financial officer.
Ruff brings more than 25 years of leadership experience in finance and accounting across the financial services industry. She has held senior roles at both public and private banking institutions, advised Wall Street firms in the aftermath of the financial crisis and founded her own consulting practice specializing in technical accounting, business process optimization, forensic analysis and expert testimony.
“Colette’s depth of expertise in financial management, regulatory reporting and leadership makes her a tremendous asset to our team,” said Michelle Gruber, vice president of First American State Bank. “We are excited to welcome her to the bank as we continue to grow and strengthen both our financial foundation and community connection.”
Prior to joining First American State Bank, Ruff served as senior vice president and accounting officer at Fortis Bank, controller at Western Veterinary Partners and First Western Financial, and director of accounting at CoBank. She began her career with Ernst & Young and has also advised large financial institutions on regulatory and operational matters.
Ruff is a certified public accountant in Georgia and Colorado. She earned a Master of Accountancy degree from the University of Notre Dame and a Bachelor of Science in finance degree from the University of Florida.
Beyond her professional expertise, Ruff is actively involved in community engagement, supporting the American Association of Kidney Patients and the Alzheimer’s Association through volunteerism and fundraising.
First American State Bank is a locally owned and operated community bank located in Greenwood Village, Colo. Known for its first-class customer service, the bank is celebrating its 30th Anniversary this year. It offers products and services for individuals and businesses alike, both online and in-person. For more information, visit FASBank.com.