First American State Bank - First American State Bank

First American State Bank: A Local, Stable Alternative for Colorado Businesses Amid FirstBank Merger

by First American State Bank | Sep 21, 2025 | News

Greenwood Village, CO – As FirstBank undergoes a merger that will shift its operations and ownership structure, Colorado business owners are facing new uncertainty about the future of their banking relationships. In contrast, First American State Bank (FASB) remains proudly Colorado-owned, relationship-driven, and independent for more than 30 years.

A Personal, Relationship-Driven Approach
Many business owners have voiced frustration with large banks’ impersonal service models, frequent turnover of relationship managers, and reliance on call centers or 800 numbers. At FASB, clients work directly with dedicated bankers, including our President to Chief Lender Officer to wire specialists, ensuring stability, responsiveness, and clarity.

“We are rooted in Colorado,” said Michelle Gruber, Vice President at First American State Bank. “We know your name, not just your account number. For business owners, that means you always know who to call and you will always get a local decision maker who understands your needs.” Gruber added. “Our customers get consistent, trusted advisors who know their business, their goals, and their community.”

A Commitment to Colorado
As a community bank, FASB’s focus extends beyond banking. The bank invests in local causes, including Volunteers of America Colorado and The Village Toy Drive, keeping philanthropy dollars directly in Colorado. FASB’s giving strengthens the same communities it serves.

Built for Business Owners
With tailored solutions for commercial lending, treasury management, and personalized financial services, FASB provides flexibility and hands-on support that large, standardized institutions often can’t match. Business clients benefit from:

• Direct access to decision-makers.
• Custom lending solutions built around individual business needs.
• A concierge-style approach to account transitions.

About First American State Bank
Founded in 1995, First American State Bank is a privately owned, full-service community bank headquartered in Greenwood Village, Colorado. Serving business and personal clients alike, FASB is known for its personalized service, stability, and commitment to strengthening local communities.

For more information on switching your business banking to First American State Bank, visit www.fasbank.com

Media Contact:
Michelle Gruber
First American State Bank
Vice President
mgruber@fasbank.com
303-694-6464

First American State Bank Welcomes New Senior Credit Analyst Miriam Romero

by First American State Bank | Sep 18, 2025 | News

Greenwood Village, CO – First American State Bank is proud to announce the addition of a new Senior Credit Analyst to our team, Miriam Romero. Miriam brings strong financial expertise and proven industry experience to support our continued growth and commitment to client success.

Miriam is a graduate of the University of Denver’s Daniels College of Business, where she earned a Bachelor of Science in Business Administration. She began her career at FirstBank, serving as a Banking Officer before transferring internally as a Commercial Credit Analyst. In that role, she performed comprehensive underwriting analysis, supported commercial clients, and successfully completed FirstBank’s Management Training Program.

Michelle Gruber, Vice President of First American State Bank, shared: “We are excited to welcome such a talented professional to our team like Miriam. Her background in credit analysis and commercial lending will add tremendous value as we continue to strengthen our client relationships and serve the financial needs of our community.”

First American State Bank looks forward to the expertise and fresh perspective she will bring to our credit and lending team.

30 YEAR ANNIVERSARY 1995 – 2025

by First American State Bank | Sep 4, 2025 | Colorado Expression Magazine

Celebrating the Past.
Building the Future.

From our very first day in Greenwood Village to today’s mobile-first world, First American State Bank has always stayed true to what matters most — our customers.

Since 1995, our mission has remained the same: to be a bank that grows with you — one that listens, adapts, and delivers with integrity. We know our customers by name, answer the phone with real people, and offer state-of-the-art digital tools that make managing your money effortless. Whether you walk through our doors or log in from anywhere, we’re here to help you reach your goals — today, tomorrow, and for the next 30 years.

Thank you for being part of our story. Here’s to what we’ve built — and everything still to come.

30 YEARS OF LOCAL BANKING

Still True to Its Core Values, First American State Bank is Key to Our Community

When First American State Bank opened its doors in 1995, the Denver banking world was almost unrecognizable from how people bank today. Yet despite the vast changes throughout the last thirty years, what has kept them relevant is the mutual respect between the banker, employee and customers that are the core values of FASB.

“The strength of our community involvement is really what allows us to stand out over the last 30 years and what still sets us apart today” shares CEO of First American State Bank, Jay Davidson. “Back then there were 8,000 total community banks across the country and today there are less than 4,000. This goes to show just how hard it is to start a bank, but also to keep it running, and our community centric dedication is what makes it all possible.” Davidson continues: “Our younger, more technically oriented customers don’t require brick and motor buildings, they prefer an online or mobile interface. We provide powerful mobile banking capabilities with intuitive interface and state of the art online banking capacity.”

Davidson states with pride, “Our customers are known by name, there are no long teller lines, real people pick up the phone, questions are answered promptly and professionally, and leading-edge technology is engaged to deliver the right solution to just about every type of customer issue.”

While banking has always been a tradition for the Davidson family, Jay was initially reluctant to join the banking industry. “My grandfather was larger than life and I always looked up to him and his career in banking. I didn’t dare dream about going into the same business or even say it out loud when I was a kid,” shares Davidson but it soon became clear that banking was what he was meant to do.

When asked about his great accomplishments over the past 30 years, Davidson shared that he is, “Most proud of what we’ve built and how we support our local community, but beyond that, I am most proud of getting my daughter, Michelle Gruber, involved in the business. I’m proud of her and it’s such a pleasure to get to share this experience with her. Together, we get to help people grow their businesses and reach their goals which is what this is all about.”

First American State Bank is a locally owned and operated community bank located in Greenwood Village. Known for its first-class customer service, the bank offers products and services for individuals and businesses alike, including mobile, online and in-person.

CLICK HERE FOR THE FULL ARTICLE IN COLORADO EXPRESSION FALL 2025 MAGAZINE

First American State Bank Celebrates Greenwood Village’s 75th Anniversary with a Legacy of Giving

by First American State Bank | Sep 4, 2025 | News

First American State Bank Celebrates Greenwood Village’s 75th Anniversary with a Legacy of Giving

As Greenwood Village marks 75 years of community, First American State Bank proudly celebrates alongside the city we’ve called home since our founding. For three decades, we’ve remained deeply committed to strengthening our local community, supporting causes that uplift families, empower students, and bring joy to Colorado children during the holidays. We take pride in being a true community bank, dedicated to improving the lives of our customers, employees, partners,
and neighbors. Through meaningful partnerships and long-standing initiatives, First American State Bank has made a lasting impact across the region.

A Legacy of Giving: First American State Bank Fitness Festival – Founder & Title Sponsor-2013)

In partnership with our devoted team and vendors, we raised over $1 million for the Cherry Creek School District Community Asset Project through the annual Fitness Festival. In 2014, we gifted the event to CCSD, continuing success in the hands of the community it serves.

The Village Toy Drive Founder & Presenting Sponsor (2014-present)

We’re honored to continue our leadership of The Village Toy Drive benefiting Volunteers of America Colorado. Each holiday season, VOA aims to collect
6,000 toys for children in need, and thanks to the support of our incredible community, we’ve proudly donated thousands of toys year after year. This year’s drive will kick off in October, and v.1e invite everyone to help make the season magical for Colorado kids.
A special congratulations to our own Michelle Gruber,recently named a Denver Everyday Hero for founding and leading The Village Toy Drive. Michelle’s unwavering commitment over the past 12 years has helped bring joy and hope to countless children and families.