CERTIFICATES OF DEPOSIT

Current Rates for Certificates of Deposit

Time Savings Account

Minimum Deposit $10,000

Maximum Deposit $3,000,000

The interest rates and Annual Percentage Yield (APY) are effective 12/19/2025

Term

91 Days

182 Days

1 Year

1.5 Years

2 Years

3 Years

4 Years

5 Years

Interest Rate

3.25%

3.35%

3.26%

3.21%

3.61%

3.66%

3.31%

3.34%

Annual Percentage Yield

3.30%

3.40%

3.31%

3.26%

3.67%

3.72%

3.36%

3.39%

Special Money Market Account

Minimum Deposit $10,000

Maximum Deposit $3,000,000

Interest Rate

2.775%

To learn more, call (303) 694-6464 or refer to our Contact Us page for more information about our Time Deposits.

Testimonials

“I’m writing to compliment you and the rest of your staff on the high level of service and care you provided me in working with First American State Bank over the past several weeks. After my father passed, I worked with several different banks around town to settle and close out various accounts and FASB was by far the easiest to work with. You and your staff truly went above and beyond.
Every interaction I have had with your bank has been top of the line and I would be happy to recommend FASB to anyone. Thank you again for the attention to detail and care you take with your clients, big and small.”

Steve Fletcher

Gruber Commercial Real Estate

“Best of Class Service. It’s what I provide to my clients, and I get from my bank.”

Edie Marks

Kentwood Company

“First American State Bank approaches their customers the same way we approach our causes, with dedication and devotion.”

Bob and Judi Newman

“Our company prides itself on a caring attitude and friendly service. Our style is to have real dialogue about real issues. First American State Bank’s service is parallel to our customer service approach in every way. Each member of the bank knows you by name. They return your phone calls promptly. They are dealmakers who are easy to deal with.”

Dan Predovich, CPA, CFE, and owner

Predovich & Company